IBM Internet of Things: Connected cars. Connected homes. Connected lives.


The Internet of Things (IoT) is the result of the convergence of technologies that have emerged over the last 20 years. We now live in an era of connected cars, connected homes and connected lives. The IoT is disrupting many industries, including insurance. For insurers, the technologies that enable this connectivity—ranging from embedded vehicle telematics systems to smartphone apps—provide a wealth of opportunities for offering new, value-added services to policyholders and creating new pricing models.